— Independent Appraisals

Independent appraisals. Fair numbers.

When a property claim ends up in dispute, an independent appraisal can settle the number. We bring years of working appraisal experience to every assignment — for policyholders, public adjusters, and insurers.

— What We Do

Loss estimation, done right.

The insurance appraisal process exists for one reason: when the insurer and the insured can't agree on the amount of loss, an independent appraiser determines a fair number.

We've worked countless property claims — residential, commercial, storm damage, fire, water, vandalism. We understand how policies actually pay out, what carriers look for, and where claims commonly get short.

That experience translates into accurate, defensible numbers — whether we're representing a homeowner who feels their settlement came in low, or assisting a carrier with a complex commercial loss.

  • Residential property loss appraisals
  • Commercial property & business interruption
  • Storm damage — hail, wind, hurricane
  • Fire and smoke damage assessment
  • Water damage and freeze losses
  • Umpire services on appraisal panels
  • Scope of damage reports
  • Xactimate-format estimates
— The Process

A clear, structured approach.

— Step I

Engagement

You reach out with the basics — type of loss, current claim status, the role you're hiring us for. We'll send back a scope-of-work and fee structure.

— Step II

Inspection & Scope

On-site inspection, photo documentation, scope of damage compilation. We pull the policy and align our assessment to the coverage in force.

— Step III

Estimate & Award

Detailed line-item estimate at current pricing. If we're serving as appraiser or umpire on a panel, we participate through to a binding award.

Have a claim that needs a second look?

Call us or send a note with the policy type, loss type, and where you are in the claim process. We'll respond within one business day.

— Call —
817-767-1004
— Email —
info@theelitecompany.com