— Carrier Partner

LIO insurance, shopped against 27 others.

Elite Insurance Group is an appointed LIO agent. As an independent agency, we don't just sell you LIO — we compare them against 27 other carriers to make sure they're actually your best fit. If they are, we write the policy. If they're not, we tell you so.

— About LIO

What LIO is known for.

Specialty home carrier offering tailored coverage for non-standard residential risks.

Ideal for: Homeowners needing alternative coverage when standard markets are unavailable or restrictive.

— Lines Available

What we write through LIO.

  • Home
  • Specialty
— Why Use an Independent Agent

Same LIO policy. Better service.

When you buy LIO direct, you get LIO. When you buy LIO through Elite Insurance Group, you get LIO plus a licensed independent agent who can shop you against 27 other carriers if LIO ever stops being the right fit.

— I

One agent, many carriers

If LIO raises your rates at renewal, we don't just hand you a higher bill — we re-shop your policy across our other 27 carriers automatically.

— II

Real claims advocacy

When a claim happens, you don't dial a 1-800 number alone. You call us. We've worked claims from both sides — we know how to get them resolved fairly.

— III

No cost to you

Agency commissions are baked into carrier rates. Going through an independent agent typically costs you nothing extra, while giving you access to all 28 carrier appointments at once.

Get a LIO quote today.

Tell us a little about what you need protected. We'll quote it through LIO and compare against the other 27 carriers we represent — usually same day.

Request a Quote

Or call us: 817-767-1004